WebJul 1, 2024 · General liability insurance protects against physical injury to people or damage to property arising from your daily operations as a doctor of optometry, whereas … WebExcess Liability Insurance is designed to respond when the underlying liability limits of your other policies, like homeowners or auto, have been exhausted. For example, if you were to be injured in a car accident and needed expensive surgery, your auto policy’s underinsured motorists coverage would likely provide reimbursement for the costs ...

Your Guide To General Liability Insurance – Forbes Advisor

WebPro tip: Liability coverage limits for different types of vehicles are typically represented by three numbers, e.g. 25/50/25.These numbers represent how much you're covered for bodily injury per person ($25,000), bodily injury per accident ($50,000), and property damage per accident ($25,000).For personal liability coverage, you select one total limit, typically … how to match mortar joint colors

Understanding the unique benefits of commercial property …

WebJan 10, 2024 · General liability insurance can help cover the costs of a lawsuit, including your legal defense, judgments and settlements. … WebCommercial general liability insurance helps cover the costs of claims made against your business by people who experience physical injury or property damage while on your business premises, while your … WebOct 10, 2024 · Most small businesses opt for the standard $1 million per occurrence / $2 million aggregate policy limits. This means the policy will pay up to $1 million to cover a single claim, with a $2 million limit for the lifetime of the policy, typically one year. If your business has high risks or revenue, you can extend your general liability ... how to match multiple words in perl